Sunday, November 23, 2014

Time's Up

The month of November is rapidly drawing to a close, but I have yet to make any progress on anything. I haven't procured a cellphone, nor have I been looking for alternative housing. The idea of remaining at Chaos Manor (read: rental housing) is beyond nauseating, though. Overall, I have "painted myself into a corner." Not to worry, though, the landlord stopped by in the afternoon to make sure that Alan and I understood that we must vacate on or before the 45-day eviction notification period is up.

The "chef" has apparently given notice to the landlord that he is moving out within a few days. As to be expected, he is moving in with his "squeeze." The landlord has offered him the second floor unit once the renovations are completed, most likely at a significant discount. Coincidentally, the "chef" and his "squeeze" will be looking for a new rental unit in March, when her lease expires. No such offers were forthcoming to Alan or myself. No surprise, eh?

Some people may be wondering why I don't willfully return to wage slavery to solve my financial woes. The sticking point is the ObamaScare mandated health insurance. I would either have to secure an executive salary with generous benefits (including health insurance), or I would have to work at three or four wage slave jobs concurrently. Obviously, the latter scenario is more likely than the former. If I had to pay out-of-pocket for health insurance, the minimum monthly premium would be over $500 with very high deductibles. An equivalent health plan to what I have now (through an entitlement program) would cost closer to $1,000 per month. Even with the alleged tax credit subsidies, I would be in a worse situation.

Retirement, per se, is not a great option unless the retiree possess a lot of financial assets. With the real inflation percentage being "double-digit," there is just no way to maintain retirement status without at $2 million in assets. At least half of that amount would be necessary just for geriatric upkeep in the senior citizen years. For me, retirement has locked me into an endless saga of "penny pinching," with little to no benefit. No matter what I do, I end up being robbed blind by the "system."

There's nothing for me to do in the final days as I await my official induction into senior citizenship. All doors will close. All avenues will cease to exist. Only the geriatric options will remain. The "blog" will be my only activity aside from my old codger biddings. Sheesh!

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